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October 28, 2007
After the fires

I've heard many radio ads from insurance companies, assuring customers how easy it will be to file claims. Hopefully this will indeed be the case. But things certainly did not go so smoothly during a previous state natural disaster, the 1994 Northridge Quake, so one can be excused for being perhaps a bit skeptical.
Comments
My father lost his home and everything in it in the devastating Oakland hills fire of the early l990's. His insurance firm, which is very well known, not only paid him a fair price -- they didn't even ask him to itemize his claim. I won't be so foolish as to say that the experience of this year's victims will be the same, but I will say that insurance companies treat fire and earthquake quite differently.
Posted by: Kit Stolz at October 30, 2007 10:53 AMGlad to hear of a positive experience, Kit. But that doesn't speak well of earthquake coverage (not that I would dare be without it...).
Posted by: Steve Greenberg at October 30, 2007 1:55 PM

There is a family in San Diego that was a victim of the fires of 2003. They have applied for reconstruction permits for there house from: their insurance company, the State of California, the County of San Diego, the City of San Diego, and FEMA.
Posted by: Shaver One at October 29, 2007 10:54 AMThey were interviewed last Friday while they stood on a neatly manicured plot of DIRT that once was their home. Four years and counting. And, lest we forget...Katrina. Most of New Orleans is still a pile of debris.