I was an eagle scout. I have worked steady for 35 years. I served my country as a marine. I have been working for over 20 years as a paralegal. My employer was contributing to about a third of the company health insurance costs. Now that I have turned 55, my health insurance automatically went up another $150 per month, totally about $375 per mo out of my pocket. I cancelled it, because I am a single parent and need to clothe and feed my young son, before I start throwing money at some company I would use about twice per year.